credit analyst

Thân thiện

A credit analyst reviews a loan application at her desk.

Definition

1. Noun:
   • A financial professional who evaluates creditworthiness: A credit analyst is a specialist who assesses the financial statements, credit history, and overall financial health of individuals or companies applying for credit to determine their ability to repay debt.

Examples of Usage

• Noun:
  • The bank hired a new credit analyst to review small business loan applications.
  • As a credit analyst, her primary duty is to minimize the risk of default for the lending institution.

Advanced Usage

• "To work as a credit analyst": to have the job of evaluating credit.
  • After graduating, he hopes to work as a credit analyst for an investment firm.

Variants and Related Words

• Credit analysis (n): The process or job of evaluating creditworthiness.
  • The loan approval depends on a thorough credit analysis.

Synonyms

• Risk analyst: A professional who assesses financial risk, often including credit risk.
• Underwriter: In finance, a professional who evaluates and assumes risk for a fee, which can include credit risk assessment.

Related Phrases

• Perform credit analysis: To conduct the evaluation of a borrower's credit.
  • The team will perform credit analysis on the corporation before issuing the bond.

Học thuật

Noun

1. an analyst who studies the financial statements and financial history of applicants for credit in order to evaluate their creditworthiness